Condos for sale Charleston South Carolina. As most people know by now Charleston SC real estate is on the higher side, and in fact is about $50,000 more on avg than that of the national average home sales price. Also being a small coastal region and the #1 city in the United States by all major travel magazines, homeownership is popular, and none more than condos. The tri-county area is comprised of three different counties, and about 12 suburban communities. Below you can search South Carolina condominiums for sale by city or town. We have a good many luxury condos in Charleston SC downtown, waterfront condos, two in Mt Pleasant, one large development in Daniel Island, and one in North Charleston SC

 

MLS Listings Data

Total Listings: 549
Average Price: $529,529
Highest Listing Price: $3,750,000
Average Days On Market: 133
Average Price/SqFt: $386

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Number of MLS Listings 1 - 9 of 549

Located within the gated community of Wild Dunes, this well-appointed...

Located within the gated community of Wild Dunes, this well-appointed condo is the perfect personal getaway or vacation rental. It has a great rental history & can be rented as a 2 bedroom condo, a 1 bedroom condo or just a room (like in a hotel with 2 beds, refrigerator & coffee pot) because it is one of the 2 bedroom ''lockout'' condos in the Village. Property is sold fully furnished. It is located in the hub of all the activities in Wild Dunes Resort & only steps to the beach, pools, spa, fitness center, restaurants, etc. The resort features two eighteen hole championship Tom Fazio designed golf courses, a world top ranked resort tennis center, beautiful beaches and great restaurants and it is less than 30 minutes from downtown historic Charleston

$ 595,000
View details Beds - 2 Baths - 2 Sqft - 1277
Updated two-bedroom, two-bathroom condo located on the quiet side of the...

Updated two-bedroom, two-bathroom condo located on the quiet side of the building, with spectacular views of the 9th green of Ocean Winds golf course. Some highlights include: well equipped kitchen with updated appliances and granite counters, laminate wood floors in the living area and updated bathrooms. Floor plan features, two bedrooms, each with private bath, living/dining room, a large L shaped covered terrace with access from both bedrooms and the living room and golf course views. The Atrium villas offer a parking garage on the first level, elevators to all floors and are only steps away from the Seabrook Island club house, golf courses and the beach club. This turn-key island get-a-way is sold furnished. The monthly regime fee of $505 includes internet and cable, there is a

$ 429,000
View details Beds - 2 Baths - 2 Sqft - 1080
Sunday-Sunday...Enjoy 4 weeks per year in this awesome ocean front condo....

Sunday-Sunday...Enjoy 4 weeks per year in this awesome ocean front condo. This unit features 3 bedrooms and 3 full baths. Shipwatch pool is over the top and being ocean front is hard to beat. Buy, show up and enjoy your 4 weeks per year. (Seller has a total of 3 separate shares in this unit for sale), including 2 back to back weeks

$ 59,000
View details Beds - 3 Baths - 3 Sqft - 1250
This magnificent luxury condo is centrally located/close to everything...

This magnificent luxury condo is centrally located/close to everything downtown Charleston...the details of this lovely 2 bedroom 2 bath home must be seen to be appreciated...beaming 14ft ceilings and over-sized picture windows allow tons of natural light to grace this unit...the kitchen has stainless steel appliances, built in microwave, double oven, renovated kitchen cabinets and counter tops...the exterior and entrance to this home are classy & full of southern style. Two gated parking spots convey with unit...home has incredible welcoming appeal!

$ 550,000
View details Beds - 2 Baths - 2 Sqft - 988
Incredible opportunity to own in the newest development inside of Wild...

Incredible opportunity to own in the newest development inside of Wild Dunes Resort. This 3 bedroom, 3 bath END UNIT with lock off(A417/A415) comes completely furnished and is absolutely gorgeous! Great Rental history!! The Village is located in the heart of Wild Dunes Resort and is walking distance to the restaurants/shops, Tennis Facilities, Harbor Pro Shop, Wild Dunes Swim Center, Palm Cove Pool, Grand Pavilion Pools and the BEACH!!

$ 749,900
View details Beds - 3 Baths - 3 Sqft - 1659
Top floor unit! Located on its own private peninsula, The Landing at St....

Top floor unit! Located on its own private peninsula, The Landing at St. Johns Yacht Harbor offers a unique waterfront lifestyle that blends seamlessly with the natural surroundings. Expertly designed by Bello Garris Architects and to be constructed by Sifly Homes, the master plan for The Landing at St. Johns Yacht Harbor calls for the construction of 54 exclusive condominium units divided into 9 buildings. They are located amidst the breathtaking scenery of the Stono River and marshland while still being 10 minutes away from downtown Charleston's restaurants, shopping and art scenes. Units have been designed around expansive windows and covered balconies to take in the surroundings and blur the line between indoor and outdoor living. Enjoy pristine views of the Stono

$ 1,125,000
View details Beds - 3 Baths - 2 Sqft - 1636
Calling All Investors! Don't Miss this Outstanding Opportunity to Own an...

Calling All Investors! Don't Miss this Outstanding Opportunity to Own an Income-Generating 1BR Hotel Unit in Paradise, Ideally Located along the Main Drag of Isle of Palms in One of the Only 2 Hotels on the IOP Beach! ** This Unit is a Perfect Low-Maintenance & Affordable Beach Getaway, just 15 Minutes from the Middle of Bustling Mount Pleasant & 30 Minutes to Historic Downtown Charleston! ** This Unit is Complete with a King-Size Bed, Coffee Bar, Wood Floors, and Walk-in Shower! ** Surrounded by the Conveniences of Popular Shopping, Dining, and Entertainment on the Coast, and Less than a 3 Minute Walk from the Isle of Palms County Park with Immediate Access to the Beach! ** The Palm Hotel is Fully Staffed and Provides Residents & Owners with a Swimming Pool, Continental Breakfast, and

$ 275,000
View details Beds - 1 Baths - 1 Sqft - 325
Calling All Investors! Don't Miss this Outstanding Opportunity to Own an...

Calling All Investors! Don't Miss this Outstanding Opportunity to Own an Income-Generating 1BR Hotel Unit in Paradise, Ideally Located along the Main Drag of Isle of Palms in One of the Only 2 Hotels on the IOP Beach! ** This Unit is a Perfect Low-Maintenance & Affordable Beach Getaway, just 15 Minutes from the Middle of Bustling Mount Pleasant & 30 Minutes to Historic Downtown Charleston! ** This Unit is Complete with Dual Queen-Size Beds, Coffee Bar, Television, Wood Floors, and Full Bathroom! ** Surrounded by the Conveniences of Popular Shopping, Dining, and Entertainment on the Coast, and Less than a 3 Minute Walk from the Isle of Palms County Park with Immediate Access to the Beach! ** The Palm Hotel is Fully Staffed and Provides Residents & Owners with a Swimming Pool, Continental

$ 285,000
View details Beds - 1 Baths - 1 Sqft - 325

 


 SEARCH BY TOWN BELOW:

 

There are no condominiums more popular in Charleston SC than beachfront condos. If it is Myrtle Beach, Folly Beach, Isle of Palms, downtown, or Kiawah Island most people would love to have a view of the ocean from their porch, and who can blame them. Keep in mind there are a lot of things that one must consider when buying a coastal or beachfront condo, or condominium in general. There are monthly regime fees that pay for the upkeep of the exterior of the buildings and the amenities as well as the cost of the insurance(s). 


CONDOS BY DEVELOPMENT COMMUNITY

 


CONDO FINANCING INFO

Having been in the mortgage industry once for over 13 years I know first hand that getting loans for condos isn’t as easy as it is for buying a single-family detached property. There are a lot more factors that come into play with an attached home vs unattached one. The reason being, condos are usually less desirable and become even less desirable if the community has other factors in play most of which concern the occupancy of primary residence vs renters. From a lender’s standpoint, a community becomes riskier to lend in if the majority of the condo development is comprised of tenants vs owners. Except in a vacation or second home scenario because then they know it’s commonplace and standard procedure and most owners have their units in a professional vacation rental program for investment purposes. Whereas a regular suburban condo development was never set up for that purpose. For instance: Fannie Mae Loans require – A project for which all of the following are true:

  • at least 90% of the total units in the project have been conveyed to the unit purchasers;
  • the project is 100% complete, including all units and common elements;
  • the project is not subject to additional phasing or annexation; and
  • control of the HOA has been turned over to the unit owners.

FHA – Condominium mortgages are the best performing loans in their portfolio, accounting for only 5.79% delinquency vs 6.96% for detached single-family. FHA Condominium Resource book states that prior to the change in FHA’s condo policy, the FHA’s market share of condos and single-family moved closely together, even as the FHA receded from the market at the height of the bubble. Since the policy change, the two market shares have diverged steadily over time with the exception of 2013.

  • The owner-occupancy requirement is 50% (Current legislation requests dropping to 25%)
  • No more than 15% of units be more than 60 days due, excluding REOs. Dues for lender-owned units are rarely received by associations in a timely fashion. Some state laws prohibit the collection of delinquent assessments until 90 days past due, and many association governing documents do not consider owners to be delinquent until 60-90 days. (New law requests 90 days instead of 60)
  • No more than 50% of units can be FHA insured already. (NAR requests new legislation increase it to 100%)