As most people know by now Charleston SC real estate is on the higher side, and in fact is about $50,000 more on avg than that of the national average home sales price. Also being a small coastal region and the #1 city in the United States by all major travel magazines, home ownership is popular, and none more than condos. The tri-county area is comprised of three different counties, and about 12 suburban communities. Below you can search South Carolina condominiums for sale by city or town. We have a good many luxury condos in Charleston SC downtown, two in Mt Pleasant, one large development in Daniel Island, and one in North Charleston SC.
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92+ ft TRUE DEEP Water boat slip in a premium marina on the Stono River. BEST LUXURY YACHT SLIP FOR SALE in CHARLESTON. Better Act FAST! At the end of the dock with nothing to navigate around. The easiest ingress & egress you'd ever want for a large vessel. So easy you won't need a professional captain. Premium slip ownership includes designated parking spot, luxury Captains lounge, swimming pool, nice bathrooms & locker, marina car usage, nice laundry facilities, limited storage, & golf cart use. Marina shop, Gated, Cameras, Secure & Quiet. New luxury townhomes The Landing at St Johns being built currently will surely increase the value and demand of this slip
This beautifully renovated 1 bedroom oceanfront condo on Isle of Palms comes fully furnished, ready for your enjoyment. Located in desirable Sea Cabins On The Ocean the condo is 490 sq ft, and on the first floor so carrying your bags up won't be as bas as the ones above it. Take in the sunsets from your porch, or walk downstairs to the beach. The community offers a large swimming pool and neighborhood dedicated parking. This unit features a beautifully equipped kitchen, two bunk beds, 1 bedroom, and 1 full bathroom, tile & laminate floors, and solid surface countertops.
Charleston SC's most affordable & beautiful luxury condo communities of downtown. Better act fast, with the ONLY one bedroom for sale. Live in historic Ansonborough just 5 min walk to the harbor. It is perfect for a primary residence, relaxing getaway or investment property. Natural light floods the open, airy floor plan with a relaxed feel, where entertaining is enjoyable and feels like a must in a large living area. Plenty of storage & room off master bedroom walk-in closet. The Park is just outside, & easily walk to grocery or bite to eat. The entire building just completed a large exterior renovation with new storm windows, balcony & railings, sliding glass doors, paint and more.
Ocean Club Penthouse Right on the Ocean Recently Renovated. One of the Premier Complexes in the Southeast Ocean Club. A Gated Community within a Gated Community. See the Ocean from the minute you walk in the door. Open Floor Plan with ocean views from the kitchen dining room living room and 2 ocean front bedrooms each with their own bath. The second floor loft has an entertainment center plus a second Master Bedroom. This master has a large sitting area with a skylight. Ocean Club has its own private pool and hot tub plus a cabana area for quiet relaxing entertaining. Become a part of the Wild Dunes Community. Enjoy all the amenities that Wild Dunes has to offer. Buyer to verify square footage and schools.
Premier one bedroom, nicely,furnished unit with wood flooring and updated kitchen. Private screened porch for added outdoor enjoyment. Villa is conveniently located to The Sanctuary Hotel, Roy Barth Tennis Center and just a short distance to the beach. Buyer to pay 1/2% of purchase price at closing to KIHOA, one time contribution to reserve fund.
PREAPPROVED SHORT SALE--QUICK CLOSING POSSIBLE !!! FURNISHED END UNIT WITH GREAT RENTAL HISTORY. THERE IS A WRAP AROUND PRIVATE BALCONY THAT HAS VIEWS OF THE POND AND COURTYARD. THIS CONDO IS SOLD TURN KEY WITH ALL FURNISHINGS WITH MANY RETURN GUESTS. AMENITIES INCLUDE THREE SWIMMING POOLS, TENNIS CENTER, FITNESS CENTER AND TWO FAZIO DESIGNED GOLF COURSES. ALL JUST A 100 YARDS FROM THE BEACH. BUILT IN 2007, IT HAS ALL OF THE UPGRADES, SUCH AS GRANITE COUNTER TOPS, STAINLESS STEEL HIGH END APPLIANCES, HARDWOOD FLOORS AND HIGH QUALITY FURNISHINGS.
Located within the gated community of Wild Dunes, this well-appointed condo is the perfect personal getaway or vacation rental. It has a great rental history & can be rented as a 2 bedroom condo, a 1 bedroom condo or just a room (like in a hotel with 2 beds, refrigerator & coffee pot) because it is one of the 2 bedroom ''lockout'' condos in the Village. Property is sold fully furnished. It is located in the hub of all the activities in Wild Dunes Resort & only steps to the beach, pools, spa, fitness center, restaurants, etc. The resort features two eighteen hole championship Tom Fazio designed golf courses, a world top ranked resort tennis center, beautiful beaches and great restaurants and it is less than 30 minutes from downtown historic Charleston
The Atrium condos have just completed a $6 million renovation. All new exteriors including stucco, windows, sliding doors, patios, walkways, stairs and railings. Updated two bedroom, two bathroom condo located on the quiet side of the building, with spectacular views of the 9th green of Ocean Winds golf course. Some highlights include: well equipped kitchen with updated appliances and granite counters, laminate wood floors in the living area and updated bathrooms. Floor plan features, two bedrooms, each with private bath, living/dining room, a large L shaped covered terrace with access from both bedrooms and the living room and golf course views. The Atrium villas offer a parking garage on the first level, elevators to all floors and are only steps away from the Seabrook Island club house
92+ ft TRUE DEEP Water boat slip in a premium marina on the Stono River. BEST LUXURY YACHT SLIP FOR SALE in CHARLESTON. Better Act FAST! At the end of the dock with nothing to navigate around. The easiest ingress & egress you'd ever want for a large vessel. So easy you won't need a professional captain. Premium slip ownership includes designated parking spot, luxury Captains lounge, swimming pool, nice bathrooms & locker, marina car usage, nice laundry facilities, limited storage, & golf cart use. Marina shop, Gated, Cameras, Secure & Quiet. New luxury townhomes The Landing at...
This beautifully renovated 1 bedroom oceanfront condo on Isle of Palms comes fully furnished, ready for your enjoyment. Located in desirable Sea Cabins On The Ocean the condo is 490 sq ft, and on the first floor so carrying your bags up won't be as bas as the ones above it. Take in the sunsets from your porch, or walk downstairs to the beach. The community offers a large swimming pool and neighborhood dedicated parking. This unit features a beautifully equipped kitchen, two bunk beds, 1 bedroom, and 1 full bathroom, tile & laminate floors, and solid surface countertops. Isle of Palms...
Charleston SC's most affordable & beautiful luxury condo communities of downtown. Better act fast, with the ONLY one bedroom for sale. Live in historic Ansonborough just 5 min walk to the harbor. It is perfect for a primary residence, relaxing getaway or investment property. Natural light floods the open, airy floor plan with a relaxed feel, where entertaining is enjoyable and feels like a must in a large living area. Plenty of storage & room off master bedroom walk-in closet. The Park is just outside, & easily walk to grocery or bite to eat. The entire building just completed a...
Ocean Club Penthouse Right on the Ocean Recently Renovated. One of the Premier Complexes in the Southeast Ocean Club. A Gated Community within a Gated Community. See the Ocean from the minute you walk in the door. Open Floor Plan with ocean views from the kitchen dining room living room and 2 ocean front bedrooms each with their own bath. The second floor loft has an entertainment center plus a second Master Bedroom. This master has a large sitting area with a skylight. Ocean Club has its own private pool and hot tub plus a cabana area for quiet relaxing entertaining. Become a part of the...
Premier one bedroom, nicely,furnished unit with wood flooring and updated kitchen. Private screened porch for added outdoor enjoyment. Villa is conveniently located to The Sanctuary Hotel, Roy Barth Tennis Center and just a short distance to the beach. Buyer to pay 1/2% of purchase price at closing to KIHOA, one time contribution to reserve fund.
PREAPPROVED SHORT SALE--QUICK CLOSING POSSIBLE !!! FURNISHED END UNIT WITH GREAT RENTAL HISTORY. THERE IS A WRAP AROUND PRIVATE BALCONY THAT HAS VIEWS OF THE POND AND COURTYARD. THIS CONDO IS SOLD TURN KEY WITH ALL FURNISHINGS WITH MANY RETURN GUESTS. AMENITIES INCLUDE THREE SWIMMING POOLS, TENNIS CENTER, FITNESS CENTER AND TWO FAZIO DESIGNED GOLF COURSES. ALL JUST A 100 YARDS FROM THE BEACH. BUILT IN 2007, IT HAS ALL OF THE UPGRADES, SUCH AS GRANITE COUNTER TOPS, STAINLESS STEEL HIGH END APPLIANCES, HARDWOOD FLOORS AND HIGH QUALITY FURNISHINGS.
Located within the gated community of Wild Dunes, this well-appointed condo is the perfect personal getaway or vacation rental. It has a great rental history & can be rented as a 2 bedroom condo, a 1 bedroom condo or just a room (like in a hotel with 2 beds, refrigerator & coffee pot) because it is one of the 2 bedroom ''lockout'' condos in the Village. Property is sold fully furnished. It is located in the hub of all the activities in Wild Dunes Resort & only steps to the beach, pools, spa, fitness center, restaurants, etc. The resort features two eighteen hole championship Tom Fazio...
The Atrium condos have just completed a $6 million renovation. All new exteriors including stucco, windows, sliding doors, patios, walkways, stairs and railings. Updated two bedroom, two bathroom condo located on the quiet side of the building, with spectacular views of the 9th green of Ocean Winds golf course. Some highlights include: well equipped kitchen with updated appliances and granite counters, laminate wood floors in the living area and updated bathrooms. Floor plan features, two bedrooms, each with private bath, living/dining room, a large L shaped covered terrace with access from...
SEARCH BY TOWN BELOW:
There are no condominiums more popular in Charleston SC than beachfront condos. If it is Myrtle Beach, Folly Beach, Isle of Palms, or Kiawah Island most people would love to have a view of the ocean from their porch and who can blame them. Keep in mind there are a lot of things that one must consider when buying a coastal or beachfront condo, or condominium in general. There are monthly regime fees which pay for the upkeep of the exterior of the buildings and the amenities as well as the cost of the insurance(s).
CONDO FINANCING INFO
Having been in the mortgage industry once for over 13 years I know first hand that getting loans for condos isn’t as easy as it is for buying a single family detached property. There are a lot more factors that come into play with an attached home vs unattached. Reason being, condos are usually less desirable and become even more less desirable if the community has other factors in play most of which concern the occupancy of primary residence vs renters. From a lenders standpoint a community becomes more risky to lend in if the majority of the condo development is comprised of tenants vs owners. Except in a vacation or second home scenario because then they know it’s common place and standard procedure and most owners have their units in a professional vacation rental program for investment purposes. Whereas a regular suburban condo development was never set up for that purpose. For instance: Fannie Mae Loans require – A project for which all of the following are true:
- at least 90% of the total units in the project have been conveyed to the unit purchasers;
- the project is 100% complete, including all units and common elements;
- the project is not subject to additional phasing or annexation; and
- control of the HOA has been turned over to the unit owners.
FHA – Condominium mortgages are the best performing loans in their portfolio, accounting for only 5.79% delinquency vs 6.96% for detached single family. FHA Condominium Resource book states that prior to the change in FHA’s condo policy, the FHA’s market share of condos and single family moved closely together, even as the FHA receded from the market at the height of the bubble. Since the policy change, the two market shares have diverged steadily over time with the exception of 2013.
- The owner-occupancy requirement is 50% (Current legislation requests dropping to 25%)
- No more than 15% of units be more than 60 days due, excluding REOs. Dues for lender owned units are rarely received by associations in a timely fashion. Some state laws prohibit collection of delinquent assessments until 90 days past due, and many association governing documents do not consider owners to be delinquent until 60-90 days. (New law requests 90 days instead of 60)
- No more than 50% of units can be FHA insured already. (NAR requests new legislation increase it to 100%)
