Condos for sale Charleston South Carolina. As most people know by now Charleston SC real estate is on the higher side, and in fact is about $50,000 more on avg than that of the national average home sales price. Also being a small coastal region and the #1 city in the United States by all major travel magazines, homeownership is popular, and none more than condos. The tri-county area is comprised of three different counties, and about 12 suburban communities. Below you can search South Carolina condominiums for sale by city or town. We have a good many luxury condos in Charleston SC downtown, waterfront condos, two in Mt Pleasant, one large development in Daniel Island, and one in North Charleston SC

 

MLS Listings Data

Total Listings:521
Average Price:$523,641
Highest Listing Price:$5,350,000
Average Days On Market:90
Average Price/SqFt:$336

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Number of MLS Listings 1 - 9 of 521

Enjoy Ocean Peeks from this Fourth Floor End Unit of Building B in the...

Enjoy Ocean Peeks from this Fourth Floor End Unit of Building B in the Residences at Sweetgrass in Wild Dunes - Also Overlooking the Sweetgrass Pool Area. The Residences at Sweetgrass in Wild Dunes is located in the Grand Pavilion Area which is just a short distance from all the amenities that Wild Dunes has to offer - And the Beach. This 3 Bedroom 3 Bath Condominium has a One Bedroom Lockout which can be rented separately. Beautifully furnished throughout. A Great Time to become a part of all that is available for you here in Wild Dunes - Golf - Tennis - Pools - Restaurants - Spa - Fitness Center - THE BEACH. Remember the Charming City of Charleston just across the Bridge.

$ 1,119,000
View details Beds - 3 Baths - 3 Sqft - 1631
Great 2nd floor condominium. This light-filled unit has pine floors...

Great 2nd floor condominium. This light-filled unit has pine floors throughout. Plantation shutters on all widows. This unit is in move-in condition. Unit comes with 2 deeded, covered parking places and 1 storage unit. Only 100 yards to Waterfront Park.Buyer shall pay to the Association 1/4 of the regular annual assessment for the unit at time of closing.

$ 1,695,000
View details Beds - 2 Baths - 2 Sqft - 1866
Located in the historic heart of the city at the corner of King and...

Located in the historic heart of the city at the corner of King and Calhoun. Rare upstairs unit with high ceilings, exposed brick, high end finishes in a renovated early century luxury condo. Across from Marion Square and close to everything Charleston. Wrought iron spiral staircase to the second floor, stainless appliances, granite, and much much more. Private secure entrance off King Street and a gated entrance with a courtyard off Calhoun.NOTE - THIS LISTING ALSO INCLUDES A DEEDED PARKING SPOT ADJACENT TO THE PROPERTY.

$ 500,000
View details Beds - 2 Baths - 1 Sqft - 770
Incredible views of White Point Gardens! This ground-level location offers...

Incredible views of White Point Gardens! This ground-level location offers easy access from King Street. Natural light floods the living/dining/kitchen area on the first floor. A fold-out sleeper sofa offers accommodations for an overnight guest, complete with separate closet and full bath. The luxurious master suite offers a generous walk-in closet, and a roomy master bath complete with double vanity and marble shower. This condo was completely remodeled in 2019 with new kitchen and appliances, laundry room, and 2 new full baths. The Fort Sumter House has just completed a two-year, $4mil renovation. Amenities include on-site security, private swimming pool, exercise room, and a gated parking lot. This unit can be zoned for Residential or General Business. More...

$ 942,000
View details Beds - 1 Baths - 2 Sqft - 1063
You will enjoy the Ocean Views from this 2 bedroom and 2 bathroom located...

You will enjoy the Ocean Views from this 2 bedroom and 2 bathroom located in the Residences at Sweetgrass in Wild Dunes. This is a lock out unit, which provides great rental income and flexibility in using one or both sides of the condo. Professionally decorated with stainless appliances, granite counters and all the amenities of the Sweetgrass Plaza, Grand Pavilion area as well as the Beach is just a few steps away. The Regime includes insurance, cable, water and sewer, phone, high speed internet, concierge, valet and bellman services, reserve fund, Palm Cove Pool, and exterior maintenance.

$ 750,000
View details Beds - 2 Baths - 2 Sqft - 1288
Enjoy upscale waterfront downtown living at Laurens Place, a private gated...

Enjoy upscale waterfront downtown living at Laurens Place, a private gated community on Charleston Harbor. A semi-private elevator accesses this this 2 bedroom, 2 bath condo that boasts views of the Ravenel Bridge and Cooper River, across to Mt. Pleasant. The home features 10' ceilings, hardwood floors, and crown molding, and has been freshly painted in contemporary soft grey. The columned entry has beautiful glass panels etched with Lowcountry scenes and is flanked by formal living and dining rooms. Plantation shutters cover an abundance of windows.A private corner balcony with water views is accessible from both the living room and master bedroom. The master suite has 3 closets, including a walk-in. The master bath incorporates his and hers vanities, a soaking tub, and separate showe

$ 900,000
View details Beds - 2 Baths - 2 Sqft - 2301
Brilliant opportunity at The Charles for Charleston's only new...

Brilliant opportunity at The Charles for Charleston's only new construction waterfront residences in the Historic District. Overlooking the Ashley River at Broad St, 19 impeccably handsome townhomes offered for purchase. 5 stylish floorplans to choose from. Each residence is finely crafted inside and out with custom cabinetry, owner-selected finishes, private elevator, slate Mansard rooftop w/terraces, custom iron gates with brick and limestone exterior walls. Additional interior features include 2 gas fireplaces, luxurious foyer with tile flooring, 10' ceilings, ample household storage, 2-car private garage. Gourmet kitchens equipped with Sub-Zero, Wolf appliances, oversized center islands, marble or quartzite countertops. HOA includes gate maintenance, landscaping and more. Tour today.

$ 5,350,000
View details Beds - 4 Baths - 4 Sqft - 3983
Brilliant opportunity at The Charles for Charleston's only new...

Brilliant opportunity at The Charles for Charleston's only new construction waterfront residences in the Historic District. Overlooking the Ashley River at Broad St, 19 impeccably handsome townhomes offered for purchase. 5 stylish floorplans to choose from. Each residence is finely crafted inside and out with custom cabinetry, owner-selected finishes, private elevator, slate Mansard rooftop w/terraces, custom iron gates with brick and limestone exterior walls. Additional interior features include 2 gas fireplaces, luxurious foyer with tile flooring, 10' ceilings, ample household storage, 2-car private garage. Gourmet kitchens equipped with Sub-Zero, Wolf appliances, oversized center islands, marble or quartzite countertops. HOA includes gate maintenance, landscaping and more. Tour today!

$ 4,750,000
View details Beds - 3 Baths - 3 Sqft - 3700

 


 SEARCH BY TOWN BELOW:

 

There are no condominiums more popular in Charleston SC than beachfront condos. If it is Myrtle Beach, Folly Beach, Isle of Palms, downtown, or Kiawah Island most people would love to have a view of the ocean from their porch, and who can blame them. Keep in mind there are a lot of things that one must consider when buying a coastal or beachfront condo, or condominium in general. There are monthly regime fees that pay for the upkeep of the exterior of the buildings and the amenities as well as the cost of the insurance(s). 


CONDOS BY DEVELOPMENT COMMUNITY

 


CONDO FINANCING INFO

Having been in the mortgage industry once for over 13 years I know first hand that getting loans for condos isn’t as easy as it is for buying a single-family detached property. There are a lot more factors that come into play with an attached home vs unattached one. The reason being, condos are usually less desirable and become even less desirable if the community has other factors in play most of which concern the occupancy of primary residence vs renters. From a lender’s standpoint, a community becomes riskier to lend in if the majority of the condo development is comprised of tenants vs owners. Except in a vacation or second home scenario because then they know it’s commonplace and standard procedure and most owners have their units in a professional vacation rental program for investment purposes. Whereas a regular suburban condo development was never set up for that purpose. For instance: Fannie Mae Loans require – A project for which all of the following are true:

  • at least 90% of the total units in the project have been conveyed to the unit purchasers;
  • the project is 100% complete, including all units and common elements;
  • the project is not subject to additional phasing or annexation; and
  • control of the HOA has been turned over to the unit owners.

FHA – Condominium mortgages are the best performing loans in their portfolio, accounting for only 5.79% delinquency vs 6.96% for detached single-family. FHA Condominium Resource book states that prior to the change in FHA’s condo policy, the FHA’s market share of condos and single-family moved closely together, even as the FHA receded from the market at the height of the bubble. Since the policy change, the two market shares have diverged steadily over time with the exception of 2013.

  • The owner-occupancy requirement is 50% (Current legislation requests dropping to 25%)
  • No more than 15% of units be more than 60 days due, excluding REOs. Dues for lender-owned units are rarely received by associations in a timely fashion. Some state laws prohibit the collection of delinquent assessments until 90 days past due, and many association governing documents do not consider owners to be delinquent until 60-90 days. (New law requests 90 days instead of 60)
  • No more than 50% of units can be FHA insured already. (NAR requests new legislation increase it to 100%)