Condos for sale Charleston South Carolina. As most people know by now Charleston SC real estate is on the higher side, and in fact is about $50,000 more on avg than that of the national average home sales price. Also being a small coastal region and the #1 city in the United States by all major travel magazines, homeownership is popular, and none more than condos. The tri-county area is comprised of three different counties, and about 12 suburban communities. Below you can search South Carolina condominiums for sale by city or town. We have a good many luxury condos in Charleston SC downtown, waterfront condos, two in Mt Pleasant, one large development in Daniel Island, and one in North Charleston SC

 

MLS Listings Data

Total Listings: 535
Average Price: $540,769
Highest Listing Price: $3,950,000
Average Days On Market: 108
Average Price/SqFt: $411

What's YOUR Home Worth?

Number of MLS Listings 1 - 9 of 535

Located within the gated community of Wild Dunes, this well-appointed...

Located within the gated community of Wild Dunes, this well-appointed condo is the perfect personal getaway or vacation rental. It has a great rental history & can be rented as a 2 bedroom condo, a 1 bedroom condo or just a room (like in a hotel with 2 beds, refrigerator & coffee pot) because it is one of the 2 bedroom ''lockout'' condos in the Village. Property is sold fully furnished. It is located in the hub of all the activities in Wild Dunes Resort & only steps to the beach, pools, spa, fitness center, restaurants, etc. The resort features two eighteen hole championship Tom Fazio designed golf courses, a world top ranked resort tennis center, beautiful beaches and great restaurants and it is less than 30 minutes from downtown historic Charleston

$ 595,000
View details Beds - 2 Baths - 2 Sqft - 1277
This magnificent luxury condo is centrally located/close to everything...

This magnificent luxury condo is centrally located/close to everything downtown Charleston...the details of this lovely 2 bedroom 2 bath home must be seen to be appreciated...beaming 14ft ceilings and over-sized picture windows allow tons of natural light to grace this unit...the kitchen has stainless steel appliances, built in microwave, double oven, renovated kitchen cabinets and counter tops...the exterior and entrance to this home are classy & full of southern style. Two gated parking spots convey with unit...home has incredible welcoming appeal!

$ 498,000
View details Beds - 2 Baths - 2 Sqft - 988
Incredible opportunity to own in the newest development inside of Wild...

Incredible opportunity to own in the newest development inside of Wild Dunes Resort. This 3 bedroom, 3 bath END UNIT with lock off(A417/A415) comes completely furnished and is absolutely gorgeous! Great Rental history!! The Village is located in the heart of Wild Dunes Resort and is walking distance to the restaurants/shops, Tennis Facilities, Harbor Pro Shop, Wild Dunes Swim Center, Palm Cove Pool, Grand Pavilion Pools and the BEACH!!

$ 749,900
View details Beds - 3 Baths - 3 Sqft - 1659
Printers Row is perfectly located just South of Broad to enjoy everything...

Printers Row is perfectly located just South of Broad to enjoy everything Charleston has to offer; it's very close to delicious restaurants, fabulous shopping, as well as Charleston's Historic Districts. Unit 1-B is well suited as a full-time home or as a pied-a-terre. It has a spacious feeling, with 2-story living rm/dining rm ceiling, plenty of shelving, 2 woven ceiling fans, & a fireplace. The large master bedrm is upstairs w/ a sitting area loft balcony. Renovated marble master bath functions as a bath & a half. The private 2nd bedrm & bath is on the main level & also could be an office, den, or TV rm. Printers Row's plant-filled atrium, roof top deck & back garden make it easy to relax and enjoy nature. Tenants Rights 10-1-2020 to 10-1-2021. 24-hr showing notice.

$ 799,000
View details Beds - 2 Baths - 2 Sqft - 1420
The largest unit in Anson House, with harbor views from two separate...

The largest unit in Anson House, with harbor views from two separate terraces (605+/- sq.ft. total). Well-designed, main living spaces are contiguous with a terrace on each side that offers alternate spaces for dining and sitting. Main salon has a gas fireplace and plantation shutters. Kitchen has a moveable center island, Wolf gas range with grill and electric oven; Sub-Zero side-by-side with glass door and four drawers below. Sharp carousel microwave. Two Bosch dishwashers. The north wing has a hall linen closet, butler's pantry/laundry room with Bosch washer and dryer and trash chute. Two large guest bedroom suites; master suite with huge walk-in closet, master bath with walk-in shower, a large spa tub, vanity sink with double cabinets and a water closet. The office or fourth bedroom

$ 2,999,000
View details Beds - 3 Baths - 3 Sqft - 4060
Top Floor of the Village Garden Building with Great Views - Great Location...

Top Floor of the Village Garden Building with Great Views - Great Location - and - a Short Distance to the Beach. Located in the Grand Pavilion Area which is the Center of Activity for Wild Dunes - Just Steps to Pools - Restaurants - Spa - Fitness Center and the Harbor Golf Course This Spacious 3 Bedroom 3 Bath Condominium has an excellent Rental History. One Bedroom is a lockout unit which can be rented separately - generating two rentals at any given time. This condominium comes completely furnished with stainless steel appliances and the finest furnishings. An excellent opportunity to become a part of the Wild Dunes Community and enjoy all that it has to offer. All this plus the Historic City of Charleston just a short distance away.

$ 804,000
View details Beds - 3 Baths - 3 Sqft - 1818
Enjoy Ocean Peeks from this Fourth Floor End Unit of Building B in the...

Enjoy Ocean Peeks from this Fourth Floor End Unit of Building B in the Village at Wild Dunes - Also Overlooking the Palm Cove Area. The Village at Wild Dunes is located in the Grand Pavilion Area which is just a short distance from all the amenities that Wild Dunes has to offer - And the Beach. This 3 Bedroom 3 Bath Condominium has a One Bedroom Lockout which can be rented separately. Beautifully furnished throughout. A Great Time to become a part of all that is available for you here in Wild Dunes - Golf - Tennis - Pools - Restaurants - Spa - Fitness Center - THE BEACH. Remember the Charming City of Charleston just across the Bridge.

$ 969,000
View details Beds - 3 Baths - 3 Sqft - 1631
Distinguished by South of Broad's ageless sophistication, this timeless...

Distinguished by South of Broad's ageless sophistication, this timeless pied-a-terre at 43 Broad enjoys a prime location atop the historical Hatman Building. Within the idyllic historic facade, you will find a luxurious two bedroom, two and a half bathroom penthouse complete with an elevator.The apartment, with a deeded space, is listed at $1,999,000 mm.

$ 1,999,000
View details Beds - 2 Baths - 2 Sqft - 2083

 


 SEARCH BY TOWN BELOW:

 

There are no condominiums more popular in Charleston SC than beachfront condos. If it is Myrtle Beach, Folly Beach, Isle of Palms, downtown, or Kiawah Island most people would love to have a view of the ocean from their porch, and who can blame them. Keep in mind there are a lot of things that one must consider when buying a coastal or beachfront condo, or condominium in general. There are monthly regime fees that pay for the upkeep of the exterior of the buildings and the amenities as well as the cost of the insurance(s). 


CONDOS BY DEVELOPMENT COMMUNITY

 


CONDO FINANCING INFO

Having been in the mortgage industry once for over 13 years I know first hand that getting loans for condos isn’t as easy as it is for buying a single-family detached property. There are a lot more factors that come into play with an attached home vs unattached one. The reason being, condos are usually less desirable and become even less desirable if the community has other factors in play most of which concern the occupancy of primary residence vs renters. From a lender’s standpoint, a community becomes riskier to lend in if the majority of the condo development is comprised of tenants vs owners. Except in a vacation or second home scenario because then they know it’s commonplace and standard procedure and most owners have their units in a professional vacation rental program for investment purposes. Whereas a regular suburban condo development was never set up for that purpose. For instance: Fannie Mae Loans require – A project for which all of the following are true:

  • at least 90% of the total units in the project have been conveyed to the unit purchasers;
  • the project is 100% complete, including all units and common elements;
  • the project is not subject to additional phasing or annexation; and
  • control of the HOA has been turned over to the unit owners.

FHA – Condominium mortgages are the best performing loans in their portfolio, accounting for only 5.79% delinquency vs 6.96% for detached single-family. FHA Condominium Resource book states that prior to the change in FHA’s condo policy, the FHA’s market share of condos and single-family moved closely together, even as the FHA receded from the market at the height of the bubble. Since the policy change, the two market shares have diverged steadily over time with the exception of 2013.

  • The owner-occupancy requirement is 50% (Current legislation requests dropping to 25%)
  • No more than 15% of units be more than 60 days due, excluding REOs. Dues for lender-owned units are rarely received by associations in a timely fashion. Some state laws prohibit the collection of delinquent assessments until 90 days past due, and many association governing documents do not consider owners to be delinquent until 60-90 days. (New law requests 90 days instead of 60)
  • No more than 50% of units can be FHA insured already. (NAR requests new legislation increase it to 100%)