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View all Charleston SC area condos for sale. Including the whole metro area and surrounding counties. Charleston SC condos for sale. See all condos for sale Charleston SC: waterfront condos, luxury condos, high rise, golf course condos, new construction condos & townhouses. Search by condo development project, and search condos by city name, all condos for sale Charleston SC MLS Listings. As most people know by now Charleston SC real estate is on the higher side, and in fact is about $50,000 more on avg than the national average home sales price. Also being a small coastal region and the #1 city in the United States by all major travel magazines, homeownership is popular, and none more than condos. The tri-county area is comprised of three different counties, and about 12 suburban communities. Below you can search South Carolina condominiums for sale by city or town. We have a good many luxury condos in Charleston SC downtown, waterfront condos, two in Mt Pleasant, one large development in Daniel Island, and one in North Charleston SC

MLS Listings Data

Total Listings:749
Average Price:$646,374
Highest Listing Price:$4,900,000
Average Days On Market:93
Average Price/SqFt:$404
Charleston SC Condos For Sale MLS currently has seven hundred and fourty-nine (749) for sale on MLS. Charleston SC Condos For Sale MLS listings have an average sales price of $646,374 ranging in price from $35,000 to $4,900,000. The average sq ft home size of Charleston SC Condos For Sale MLS Folly Beach SC is 1,601 square feet. The largest property for sale is 7,024 sqft and smallest 0 sqft. View property listings for sale by price, street, subdivision, age, property type, location, features, size, and listing date, and time on MLS with an of 93 days on the market.

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Number of MLS Listings 1 - 9 of 749

Immaculate true 3 BR 3 BA Patio home in The Commons Section of Tanner Pl....

Immaculate true 3 BR 3 BA Patio home in The Commons Section of Tanner Pl. 1 Car garage - All stainless appliances - Backs to woods! Must See! Vacant!

$ 325,000
View details Beds - 3 Baths - 3 Sqft - 1384
Lovely home featuring many upgrades such asUpgraded Kitchen Counter tops...

Lovely home featuring many upgrades such asUpgraded Kitchen Counter tops and farm sink,Freshly Painted...New Luxury Vinyl Flooring throughout....New Bathroom Tile Flooring ...Covered Patio directly off from Living Area...Great Location, Close to Folly Beach and Downtown Charleston.Must See Too Appreciate...Easy to Show...

$ 255,000
View details Beds - 2 Baths - 2 Sqft - 1212
Incredible South Mt Pleasant location with walking distance to Shem Creek...

Incredible South Mt Pleasant location with walking distance to Shem Creek and the bridge. 3 bedroom, 2 bath unit. All new luxury vinyl floors through out. New quartz counter tops in the kitchen and hall bathroom and all new paint. New stainless steel appliances in the kitchen along with new tile backsplash. Regime fee includes water bill. Shared laundry room for the building.

$ 335,000
View details Beds - 3 Baths - 2 Sqft - 1040
End-Unit Townhome in the gated Central Commons community of Summerville! ...

End-Unit Townhome in the gated Central Commons community of Summerville! Check out the ideal floor plan including a spacious combined family room & dining area with beautiful floors and private side-patio. The kitchen is immaculate and has a ton of storage in the wood cabinets and pantry. Main floor Master suite boasts gorgeous natural light and a Garden tub/shower. The 2 spacious guest bedrooms upstairs each have a wide closet and share a Jack n Jill bathroom with double vanity. Out back, enjoy the fountain pond in your backyard. Make an appointment today to stop by and fall in love! $1000 credit available toward buyer's closing costs and prepaids with acceptable offer and use of preferred lender.

$ 250,000
View details Beds - 3 Baths - 2 Sqft - 1520
Great opportunity to own this most desirable second floor, one bedroom...

Great opportunity to own this most desirable second floor, one bedroom villa with king bed. 4784 Tennis Club Villa was recently redecorated & refurbished with new furniture from Pottery Barn. Enjoy an evening glass of wine on the screened in porch overlooking the tennis courts. The kitchen has been updated with granite countertops and new dishwasher. The bathroom has a walk-in travertine shower with glass door, wainscoting & custom vanity with granite countertop. Conveniently located to The Sanctuary Hotel and and a five-minute walk to the beachSold furnished excluding personal items.This Villa has been property managed by the owner and has a very strong history of revenues. Buyer to pay 1/2 of 1% price to KICA capital contribution required at closing. Showings begin Thursday.

$ 540,000
View details Beds - 1 Baths - 1 Sqft - 692
Excellent, Quiet Location in Wonderfully Established Condo Community in...

Excellent, Quiet Location in Wonderfully Established Condo Community in the Heart of Forest Acres across from the Richland Fashion Mall. Beautiful RARE Unit, True 3 Generously Sized Bedrooms with Large Closets and 2 Full Baths. Opens to a Private Large Balcony overlooking Charming, Landscaped Courtyard with beautiful Dogwood Trees. This home has Large Rooms and a Great Layout. Private END building, Large Living Room with Ceiling Fan, Separate Formal Dining Room, and Open Kitchen which make this a SPECIAL Unit. Located Close Distance to Shopping and Dining.Very Convenient Location to Shopping, Restaurants, Downtown, USC, Fort Jackson, Hospitals, and the Interstate. Only 3.8 miles (10 minutes) to USC, 3.5 miles to Fort Jackson, and 3.4 miles to USC School of Medicine. Perfect for Student,

$ 164,900
View details Beds - 3 Baths - 2 Sqft - 1470
This is James Island living! Tucked away in the quiet lakeside community...

This is James Island living! Tucked away in the quiet lakeside community of Lakeside. This 3bed, 2bath townhome is located short distance to downtown Charleston and Folly Beach. Perched over lake Hollis, this home offers a private setting with beautiful views. The downstairs features a large living room with fireplace, kitchen, breakfast nook and first floor bed/bath. From the living room you'll find an enclosed 3 seasons room which steps out onto large deck which you can literally fish from. The upstairs features two additional bedrooms with the primary suite having its own deck looking over the lake. Within walking distance to several restaurants and shops. This is one of the best locations on the island with incredibly low monthly HOA fees.

$ 395,000
View details Beds - 3 Baths - 2 Sqft - 1337

SEARCH BY CITY

 

There are no condominiums more popular in Charleston SC than beachfront condos. If it is Myrtle Beach, Folly Beach, Isle of Palms, downtown, or Kiawah Island most people would love to have a view of the ocean from their porch, and who can blame them. Keep in mind there are a lot of things that one must consider when buying a coastal or beachfront condo, or condominium in general. There are monthly regime fees that pay for the upkeep of the exterior of the buildings and the amenities as well as the cost of the insurance(s). 


CHARLESTON SC CONDOS BY DEVELOPMENT COMMUNITY

 


CONDO FINANCING INFO

Having been in the mortgage industry once for over 13 years I know firsthand that getting loans for condos isn’t as easy as it is for buying a single-family detached property. There are a lot more factors that come into play with an attached home vs an unattached one. The reason is, condos are usually less desirable and become even less desirable if the community has other factors in play most of which concern the occupancy of primary residences vs renters. From a lender’s standpoint, a community becomes riskier to lend in if the majority of the condo development is comprised of tenants vs owners. Except in a vacation or second home scenario because then they know it’s commonplace and standard procedure and most owners have their units in a professional vacation rental program for investment purposes. Whereas a regular suburban condo development was never set up for that purpose. For instance: Fannie Mae Loans require – A project for which all of the following are true:

  • at least 90% of the total units in the project have been conveyed to the unit purchasers;
  • the project is 100% complete, including all units and common elements;
  • the project is not subject to additional phasing or annexation; and
  • control of the HOA has been turned over to the unit owners.

FHA – Condominium mortgages are the best-performing loans in their portfolio, accounting for only 5.79% delinquency vs 6.96% for detached single-family. FHA Condominium Resource book states that prior to the change in FHA’s condo policy, the FHA’s market share of condos and single-family moved closely together, even as the FHA receded from the market at the height of the bubble. Since the policy change, the two market shares have diverged steadily over time with the exception of 2013.

  • The owner-occupancy requirement is 50% (Current legislation requests dropping to 25%)
  • No more than 15% of units be more than 60 days due, excluding REOs. Dues for lender-owned units are rarely received by associations in a timely fashion. Some state laws prohibit the collection of delinquent assessments until 90 days past due, and many association governing documents do not consider owners to be delinquent until 60-90 days. (New law requests 90 days instead of 60)
  • No more than 50% of units can be FHA insured already. (NAR requests new legislation increase it to 100%)

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